Checking accounts

Focus your money with an Envision Bank checking account. Get a FREE gift when you open online.

See the difference with Envision Bank

Envision Max Checking

  • FREE personalized checks annually
  • Higher interest rate with direct deposit and 10 debit card transactions per month
  • Competitive interest if requirements not met
  • No monthly service charge for balances of $2,500+
  • $10 monthly charge if minimum balance falls below $2,500

Horizon 50+ Checking

  • FREE personalized checks annually
  • Competitive interest
  • No minimum balance
  • No monthly service charge

Envision Plus Checking

  • Competitive interest
  • No minimum balance
  • No monthly service charge

Free Checking

  • No minimum balance
  • No monthly service charge

Features

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Online & mobile banking

Bank anytime, anywhere right from your phone, tablet, or computer.

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Digital Wallet

Add your Envision credit or debit card to your mobile digital wallet and pay easily and securely through Apple Pay, Samsung Pay, or Google Pay.

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Send and receive money with Zelle®

Simply use your Envision Bank mobile app or online banking to send and request funds.

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Automatic transfers

Protection from overdraft fees with easy, hands-off money management.

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Card management

Control all of your cards through your mobile phone.

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Rates

Find rates for Envision Bank checking accounts.

Benefits

All of our checking accounts offer benefits that keep banking easy and save you more.

  • FREE instant issue debit card
  • FREE online banking
  • FREE bill pay
  • FREE mobile banking and mobile deposit
  • FREE eStatements
  • Buy back of your unused checks and debit cards from another financial institution
  • FREE gift just for signing up

Free Checking minimum opening deposit is only $25. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Also included with Free Checking: buy back of your unused checks and debit cards from another financial institution; $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Free gift provided at time of checking account opening with a minimum opening deposit of $25. We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099-INT or 1099-MISC.

All checking accounts include: Free Instant Issue Personal Debit Card, Free Online Banking, Free Bill Pay, Free eStatements. Transaction items include all debits and credits. For all checking accounts other than Free Checking, active is defined as one of the following transactions must be posted to the account per statement cycle: 1) 1 Direct Deposit, 2) 1 Debit Card Transaction, and 3) 1 Bill Pay Transaction.

Fees will apply for other services such as NSF/Overdraft fees, check orders and stop payments. Ask for a copy of our Schedule of Fees for a complete list. MA residents 65 years of age and over or 18 years of age or under usually qualify for exemption from certain fees on deposit accounts. Please contact a Bank Customer Service Representative in any branch to arrange for your exemption.