Timothy Kickham

AVP, Mortgage Loan Originator

Timothy Kickham portrait
Free Total Home Cost Analysis
external link

Total home cost analysis

Understanding your financial future using a Total Cost Analysis is simple.


I started in the mortgage banking industry in 1985 and have extensive experience in working for first time buyers, repeat buyers in various loan programs in order accomplish the customers’ needs. My focus is on accomplishing the customer’s goals in obtaining the best mortgage loan program for their purchase or refinance needs. I am proficient in FHA, VA, various first time buyers loan programs, as well as jumbo mortgage loan programs with the best terms in order to satisfy my customers’ needs. I work for my customers to provide the most comprehensive information to facilitate the loan process and approval in a smooth and timely manner. I make it a priority to attend closings, and enjoy seeing the loan process from beginning to end to ensure the client’s ultimate satisfaction with the experience. I have many repeat customers which is a testament to my ability to provide superior customer service in each and every transaction. I am available when needed, often after regular business hours and on weekends as well.

I am a board member/vice-president of the Brookline Chamber of Commerce, the Newton/Needham Chamber of Commerce, the Massachusetts Mortgage Bankers Association (compliance committee), The Needham Beth Israel Deaconess board of advisors, and The Needham Community Revitalization Trust fund board member. I am a parishioner of Saint Joseph’s Parish in Needham, Massachusetts and Saint Thomas Chapel in Falmouth, Massachusetts. I graduated from the University of Massachusetts/Amherst in 1984 with a Bachelor’s Degree in Political Science, with a minor in Economics. I am a member of the Kappa Sigma/Gamma Delta chapter of the University of Massachusetts.


"Great bank and customer service."

- C Lopes

"I thought the whole process was great and Tim is the best. "

- J. Nichols

"I would definitely recommend Envision Bank for any mortgage and loan needs to my friends and family."

- K. Madden

"It was pleasure working with Timothy Kickham! He explained every step thoroughly, he was easily reachable via phone and email, and always available to talk and explaining about my concerns  related to the mortgage for home purchase. Thanks, Tim, for your hard work and dedication to your clients!"

- E. Jalloul

"Tim Kickham is an exceptional Loan Officer.  I searched him out and chose Envision Bank because of him!"

- L. Powers

"We had a great experience with this process. Tim was extremely helpful and generous with his time.  He explained all of the details around terms and process thoroughly and set clear expectations regarding next steps. His communication and support were outstanding, and he facilitated a very smooth process. We're very happy with the outcome."

- C. LeDuc